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Pretty much the only thing you need to claim in the bank is reffings. Tournament prizes, too, but only for the time being.
The db automatically hands out prizes (including the ref's end-of-battle prize) when you close a battle; and when you send someone money, I transfer it over myself. (Pretty soon you'll be able to do that on your own. Also, for the record, if you wanted to subtract money you'd have to enter a negative number, which is confusing and I don't know why I made it that way.)
When I made the bank I thought a lot more stuff would be going through it, which is why I just made a generic form and labelled it Deposit/Withdraw. Improving the bank is on my big list of stuff to do.